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FDIC-Insured – Backed by the full faith and credit of the U.S. Government

Senior Checking Accounts

Welcome to Douglas National Bank - We're the bank you've been waiting for! Check our rates . . . You will find them very competitive. In many cases, you may not even have to pay a monthly service fee or per check charge.


Heritage Account*

  • Just for those 50 years of age or better

  • Unlimited check writing with no per check charges.

  • $100.00 Minimum deposit required to open

  • Free custom checks

  • Free official checks

  • 25% discount on safe deposit box (subject to availability)


Heritage Plus Account*

  • Just for those 50 years of age or better

  • Unlimited check writing with no per check charges.

  • Earn Interest on all balances in the account, interest credited monthly**

  • No monthly service fee when minimum daily balance of $1000 is maintained; $7.50 service charge if balance falls below $1000 any day of the statement cycle

  • Free custom checks

  • Free official checks

  • 25% discount on safe deposit box (subject to availability)

  • $100 minimum deposit required to open


*No Fees for Douglas National Bank ATM Transactions. $5.00 fee for any account closed within the first 90 days.

**Earn interest on all balances in the account. Interest compounded daily; daily periodic rate applied to principal in the account each day; interest rate subject to change at any time; interest begins to accrue on the business day we receive your no-cash deposit (i.e. Check).