DOUGLAS
NATIONAL BANK PRIVACY POLICY NOTICE
Protecting
your privacy is important to Douglas National
Bank and our employees. We want you to understand
what information we collect and how we use it.
In order to provide our customers with a broad
range of financial products and services as effectively
and conveniently as possible, we use technology
to manage and maintain customer information. The
following policy serves as a standard for all
Douglas National Bank employees for collection,
use, retention, and security of nonpublic personal
information.
What
Information We Collect
We
may collect "nonpublic personal information"
about you from the following sources:
-
Information we receive from you on applications or other loan
and account forms;
-
Information
about your transactions with us, our affiliates
or other
-
Information
we receive from a consumer reporting agency;
"Nonpublic
personal information" is nonpublic information
about you that we obtain in connection with providing
a financial product or service to you. For example,
nonpublic personal information includes information
regarding your account balance, payment history,
and overdraft history.
What
Information We Disclose
We
do not disclose any nonpublic personal information
about our customers or former customers to anyone,
except as permitted by law.
We
are permitted under law to share information about
our experiences or transactions with you or your
account (such as your account balance and your
payment history with us) with companies related
to us by common control or ownership ("affiliates").
We
also are permitted under law to disclose nonpublic
personal information about you to "nonaffiliated
third parties" (i.e., third parties that
are not members of our corporate family) in certain
circumstances. For example, we may disclose nonpublic
personal information about you to such third parties
to assist us in servicing your loan or account
with us; to government entities in response to
subpoenas; and to credit bureaus.
If
you decide to close your account(s) or become
an inactive customer, we will continue to adhere
to the privacy policies and practices described
in this notice.
Our
Security Procedures
We
also take steps to safeguard customer information.
We restrict access to your nonpublic personal
and account information to those employees who
need to know that information to provide products
or services to you. We maintain physical, electronic,
and procedural safeguards that comply with federal
standards to guard your nonpublic personal information. |
