Douglas National Bank - Personal & Business Banking, Loans and Raymond James Investments is committed to protecting your privacy and developing technology that gives you the most powerful and safe online experience. This Statement of Privacy applies to the Douglas National Bank - Personal & Business Banking, Loans and Raymond James Investments site and governs data collection and usage. By using the Douglas National Bank - Personal & Business Banking, Loans and Raymond James Investments site, you consent to the data practices described in this statement.

Collection of your Personal Information

Douglas National Bank - Personal & Business Banking, Loans and Raymond James Investments collects personally identifiable information, such as your email address, name, home or work address or telephone number. Douglas National Bank - Personal & Business Banking, Loans and Raymond James Investments also collects anonymous demographic information, which is not unique to you, such as your ZIP code, age, gender, preferences, interests and favorites.

There is also information about your computer hardware and software that is automatically collected by Douglas National Bank - Personal & Business Banking, Loans and Raymond James Investments. This information can include: your IP address, browser type, domain names, access times and referring website addresses. This information is used by Douglas National Bank - Personal & Business Banking, Loans and Raymond James Investments for the operation of the service, to maintain quality of the service, and to provide general statistics regarding use of the Douglas National Bank - Personal & Business Banking, Loans and Raymond James Investments site.

Please keep in mind that if you directly disclose personally identifiable information or personally sensitive data through Douglas National Bank - Personal & Business Banking, Loans and Raymond James Investments public message boards, this information may be collected and used by others. Note: Douglas National Bank - Personal & Business Banking, Loans and Raymond James Investments does not read any of your private online communications.

Douglas National Bank - Personal & Business Banking, Loans and Raymond James Investments encourages you to review the privacy statements of Web sites you choose to link to from Douglas National Bank - Personal & Business Banking, Loans and Raymond James Investments so that you can understand how those Web sites collect, use and share your information. Douglas National Bank - Personal & Business Banking, Loans and Raymond James Investments is not responsible for the privacy statements or other content on Web sites outside of the Douglas National Bank - Personal & Business Banking, Loans and Raymond James Investments and Douglas National Bank - Personal & Business Banking, Loans and Raymond James Investments family of Web sites.

Use of your Personal Information

Douglas National Bank - Personal & Business Banking, Loans and Raymond James Investments collects and uses your personal information to operate the Douglas National Bank - Personal & Business Banking, Loans and Raymond James Investments Web site and deliver the services you have requested. Douglas National Bank - Personal & Business Banking, Loans and Raymond James Investments also uses your personally identifiable information to inform you of other products or services available from Douglas National Bank - Personal & Business Banking, Loans and Raymond James Investments and its affiliates. Douglas National Bank - Personal & Business Banking, Loans and Raymond James Investments may also contact you via surveys to conduct research about your opinion of current services or of potential new services that may be offered.

Douglas National Bank - Personal & Business Banking, Loans and Raymond James Investments does not sell, rent or lease its customer lists to third parties. Douglas National Bank - Personal & Business Banking, Loans and Raymond James Investments may, from time to time, contact you on behalf of external business partners about a particular offering that may be of interest to you. In those cases, your unique personally identifiable information (e-mail, name, address, telephone number) is not transferred to the third party. In addition, Douglas National Bank - Personal & Business Banking, Loans and Raymond James Investments may share data with trusted partners to help us perform statistical analysis, send you email or postal mail, provide customer support, or arrange for deliveries. All such third parties are prohibited from using your personal information except to provide these services to Douglas National Bank - Personal & Business Banking, Loans and Raymond James Investments, and they are required to maintain the confidentiality of your information.

Douglas National Bank - Personal & Business Banking, Loans and Raymond James Investments does not use or disclose sensitive personal information, such as race, religion, or political affiliations, without your explicit consent.

Douglas National Bank - Personal & Business Banking, Loans and Raymond James Investments keeps track of the Web sites and pages our customers visit within Douglas National Bank - Personal & Business Banking, Loans and Raymond James Investments, in order to determine what Douglas National Bank - Personal & Business Banking, Loans and Raymond James Investments services are the most popular. This data is used to deliver customized content and advertising within Douglas National Bank - Personal & Business Banking, Loans and Raymond James Investments to customers whose behavior indicates that they are interested in a particular subject area.

Douglas National Bank - Personal & Business Banking, Loans and Raymond James Investments Web sites will disclose your personal information, without notice, only if required to do so by law or in the good faith belief that such action is necessary to: (a) conform to the edicts of the law or comply with legal process served on Douglas National Bank - Personal & Business Banking, Loans and Raymond James Investments or the site; (b) protect and defend the rights or property of Douglas National Bank - Personal & Business Banking, Loans and Raymond James Investments; and, (c) act under exigent circumstances to protect the personal safety of users of Douglas National Bank - Personal & Business Banking, Loans and Raymond James Investments, or the public.

Use of Cookies

The Douglas National Bank - Personal & Business Banking, Loans and Raymond James Investments Web site use "cookies" to help you personalize your online experience. A cookie is a text file that is placed on your hard disk by a Web page server. Cookies cannot be used to run programs or deliver viruses to your computer. Cookies are uniquely assigned to you, and can only be read by a web server in the domain that issued the cookie to you.

One of the primary purposes of cookies is to provide a convenience feature to save you time. The purpose of a cookie is to tell the Web server that you have returned to a specific page. For example, if you personalize Douglas National Bank - Personal & Business Banking, Loans and Raymond James Investments pages, or register with Douglas National Bank - Personal & Business Banking, Loans and Raymond James Investments site or services, a cookie helps Douglas National Bank - Personal & Business Banking, Loans and Raymond James Investments to recall your specific information on subsequent visits. This simplifies the process of recording your personal information, such as billing addresses, shipping addresses, and so on. When you return to the same Douglas National Bank - Personal & Business Banking, Loans and Raymond James Investments Web site, the information you previously provided can be retrieved, so you can easily use the Douglas National Bank - Personal & Business Banking, Loans and Raymond James Investments features that you customized.

You have the ability to accept or decline cookies. Most Web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. If you choose to decline cookies, you may not be able to fully experience the interactive features of the Douglas National Bank - Personal & Business Banking, Loans and Raymond James Investments services or Web sites you visit.

Security of your Personal Information

Douglas National Bank - Personal & Business Banking, Loans and Raymond James Investments secures your personal information from unauthorized access, use or disclosure. Douglas National Bank - Personal & Business Banking, Loans and Raymond James Investments secures the personally identifiable information you provide on computer servers in a controlled, secure environment, protected from unauthorized access, use or disclosure. When personal information (such as a credit card number) is transmitted to other Web sites, it is protected through the use of encryption, such as the Secure Socket Layer (SSL) protocol.

Changes to this Statement

Douglas National Bank - Personal & Business Banking, Loans and Raymond James Investments will occasionally update this Statement of Privacy to reflect company and customer feedback. Douglas National Bank - Personal & Business Banking, Loans and Raymond James Investments encourages you to periodically review this Statement to be informed of how Douglas National Bank - Personal & Business Banking, Loans and Raymond James Investments is protecting your information.

Contact Information

Douglas National Bank - Personal & Business Banking, Loans and Raymond James Investments welcomes your comments regarding this Statement of Privacy. If you believe that Douglas National Bank - Personal & Business Banking, Loans and Raymond James Investments has not adhered to this Statement, please contact Douglas National Bank - Personal & Business Banking, Loans and Raymond James Investments at Do.Not.Reply-FISWebServices@fisglobal.com. We will use commercially reasonable efforts to promptly determine and remedy the problem.